Option |
Death benefit (1) |
Disability benefit (3) |
Daily allowance (4) |
Medical expenses |
Assistance rapatriation |
Option 1 |
€ 10,000 (2) |
€ 30,000 |
none |
€ 5,000 |
yes |
Option 2 |
€ 50,000 |
€ 100,000 |
€ 40/day |
€ 15,000 |
yes |
Option 3 |
€ 100,000 |
€ 150,000 |
€ 75 €/day |
€ 30,000 |
yes |
(1) The death benefit aaplies for insured persons above 16 years old; for insured below 16, this is replaced by funeral expenses with a € 10,000 limit.
(2) If the insured is married or in a civil partnership, this benefit is raised to € 15,000.
(3) The disability benefit applies in the event of total permanent disability; in the event of partial permanent disability, this capital is reduced according to the insurer's table.
(4) The daily allowance is paid in the event of temporary incapacity, following an accident, from the 4th day of incapacity and for a maximum of 90 days.